SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                    FORM 8-K

                Current Report Pursuant to Section 13 or 15(d) of
                       The Securities Exchange Act of 1934

                          Date of Report: JULY 7, 2004

                         Commission File Number: 0-15235

                               MITEK SYSTEMS, INC.

             (Exact name of Registrant as specified in its charter)

            DELAWARE                                     87-0418827
(State or other jurisdiction of             (I.R.S. Employer Identification No.)
 incorporation or organization)

                         14145 DANIELSON STREET, SUITE B
                                 POWAY, CA 92064
                    (Address of principal executive offices)

                                 (858) 513-4600
              (Registrant's telephone number, including area code)

                                 NOT APPLICABLE
          (Former name or former address, if changed since last report)


ITEM 5. OTHER EVENTS AND REGULATION FD DISCLOSURE

On July 7, 2004, Mitek Systems, Inc. issued a press release stating that it has
sold certain assets and granted exclusive distribution and licensing rights
related to its CheckQuest(R) item processing and CaptureQuest(R) electronic
document management solutions to Lake Mary, Florida-based Harland Financial
Solutions, Inc. ("Harland"), a wholly owned subsidiary of John H. Harland
Company (NYSE: JH).

ITEM 7(c). EXHIBITS

      99.1  Press release dated July 7, 2004.



                                    SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, as amended,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.

                                          MITEK SYSTEMS, INC.

Date: July 7, 2004                        By: /s/ John M. Thornton
                                          --------------------------------------
                                          John M. Thornton
                                          Chairman of the Board of Directors and
                                          Chief Financial Officer


                                INDEX TO EXHIBITS

EXHIBIT
NUMBER      DESCRIPTION
- -------     -----------

99.1        PRESS RELEASE DATED JULY 7, 2004.

                                                                    Exhibit 99.1

TO BUSINESS AND TECHNOLOGY EDITORS:

    Mitek Systems Sells Electronic Item Processing and Document Management
                   Business to Harland Financial Solutions

    POWAY, Calif., July 7 /PRNewswire-FirstCall/ -- Mitek Systems, Inc.
("Mitek") (OTC Bulletin Board: MITK) announced today that it has sold certain
assets and granted exclusive distribution and licensing rights related to its
CheckQuest(R) item processing and CaptureQuest(R) electronic document
management solutions to Lake Mary, Florida-based Harland Financial Solutions,
Inc. ("Harland"), a wholly owned subsidiary of John H. Harland Company
(NYSE: JH).
    In addition to the acquisition of certain assets, Harland has licensed
from Mitek the QuickStrokes(R) family of recognition toolkits and the
QuickFX(R) Pro form identification toolkit for use with CheckQuest and
CaptureQuest.  In addition, Harland will resell Mitek's full line of image-
based fraud protection solutions.
    "We believe that our CheckQuest and CaptureQuest customers will benefit
greatly from this sale and licensing of assets," said James DeBello, president
and chief executive officer of Mitek Systems.  "We are very pleased that our
CheckQuest and CaptureQuest clients, along with the talented employees that
support them, will now be part of Harland Financial Solutions, an acknowledged
market leader in the financial technology space.
    "With Check 21 on the horizon, image-based check fraud protection
technologies will become a critical component of operations for large and
small banks alike.  This sale and licensing of assets will allow Mitek to
focus on its core competency of developing industry leading diagnostic tools
for combating check fraud, recognition engines, and document processing
solutions.  We believe check fraud detection is likely to be a key area of
growth and presents a sizeable opportunity for the Company," added DeBello.
    "Our clients are looking for item processing and electronic document
management solutions that enable them to realize the front and back-office
efficiencies made possible by Check 21," said John O'Malley, president of
Harland Financial Solutions.  "Existing users of CheckQuest and CaptureQuest
are well positioned to realize these efficiencies.  Now, our thousands of bank
and credit union clients will have the opportunity to use these products,
delivered as either an in-house or service bureau offering," added O'Malley.
    CheckQuest provides financial institutions with a high-performance, check
imaging and item processing solution that positions them to take advantage of
the efficiencies offered by Check 21.  CaptureQuest is an electronic document
management system that allows financial institutions to file, distribute,
archive, retrieve and automatically process documents and forms of all types
and quantities.

    About Mitek Systems
    Mitek Systems is a premier provider of check fraud protection solutions
and check imaging software for the banking industry, and an established global
supplier of embedded software recognition engines.  Mitek develops recognition
technology using advanced neural networking techniques and deploys this
expertise in fraud prevention, check, financial document and forms processing
applications.  These applications automatically process over 8 billion
documents per year for a variety of OEMs, reseller partners and end users.
For more information about Mitek Systems, contact the company at
14145 Danielson Street, Suite B, Poway, CA 92064; 858-513-4600 or visit
http://www.miteksystems.com.

    About Harland Financial Solutions
    Harland Financial Solutions (http://www.harlandfinancialsolutions.com)
supplies software and services to thousands of financial institutions of all
sizes.  Harland Financial Solutions is a leader in deposit & loan origination,
platform, teller, call-center, mortgage, business intelligence, core systems,
customer relationship management systems, and compliance training software.

    About Harland
    Atlanta-based John H. Harland Company (NYSE: JH) (www.harland.net) is
listed on the New York Stock Exchange under the symbol "JH."  Harland is a
leading provider of software and printed products to the financial institution
market.  Harland's software solutions include, deposit & loan origination,
platform, teller, call-center, mortgage, business intelligence, core systems,
and customer relationship management systems.  Harland's printed products
offerings include checks, direct marketing and financial forms.  Scantron
Corporation (www.scantron.com), a wholly owned subsidiary, is a leading
provider of software services and systems for the collection, management and
interpretation of data to the financial, commercial and educational markets.

    Forward-Looking Statement Disclosure
    With the exception of historical matters, the matters discussed in this
press release are forward-looking statements that involve risks and
uncertainty.  Forward-looking statements include, but are not limited to,
statements relating to the transaction with Harland, development and pace of
sales of Mitek's products, and expected trends and growth in Mitek's results
of operations, and planned expansion of sales and marketing activities.
Mitek's actual results could differ from such forward-looking statements.
There can be no assurance that Mitek will achieve the results set forth
herein.  Mitek, Mitek Systems, CheckQuest, CaptureQuest, QuickStrokes and
QuickFX Pro are registered trademarks of Mitek Systems, Inc.  All other
product or company names may be trademarks or registered trademarks of their
respective holders.

    For further information please contact:  James B. DeBello, President and
CEO of Mitek Systems, Inc., +1-858-513-4600; or general information, Laurie
Berman of Financial Relations Board, +1-310-407-6546, for Mitek Systems, Inc.

SOURCE  Mitek Systems, Inc.
    -0-                             07/07/2004
    /CONTACT:  James B. DeBello, President and CEO of Mitek Systems, Inc.,
+1-858-513-4600; or general information, Laurie Berman of Financial Relations
Board, +1-310-407-6546, for Mitek Systems, Inc./
    /Web site:  http://www.harland.net /
    /Web site:  http://www.harlandfinancialsolutions.com /
    /Web site:  http://www.miteksystems.com /
    (MITK JH)

CO:  Mitek Systems, Inc.; Harland Financial Solutions, Inc.; John H. Harland
     Company
ST:  California
IN:  FIN CPR STW MLM ITE ECM OTC
SU:  TNM